Row 8311
Content Data
This page contains data entry 8311 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.
I have a 20% bond allocation across my retirement accounts, and have held bond ETFs for years. My main holding is MUB (muni bond fund).
These have never done great and were bought before interest rates dropped, so I’m down 10% and yield is only 2.4% or so.
Should I cut my losses and dump it all in ~5% CDs, or ride out the interest rate fluctuations? Aside from better rates, Part of my desire to move to CDs is I find it easier to reason shot gains vs comparing dividend yield vs ETF gain/loss.
Anyone feel strongly one way or another?
I
| Field | Value |
|---|---|
| text | I have a 20% bond allocation across my retirement accounts, and have held bond ETFs for years. My main holding is MUB (muni bond fund). These have never done great and were bought before interest rates dropped, so I’m down 10% and yield is only 2.4% or so. Should I cut my losses and dump it all in ~5% CDs, or ride out the interest rate fluctuations? Aside from better rates, Part of my desire to move to CDs is I find it easier to reason shot gains vs comparing dividend yield vs ETF gain/loss. … |
| label | r/investing |
| dataType | post |
| communityName | r/investing |
| datetime | 2024-05-19 |
| username_encoded | Z0FBQUFBQm5Lakw0YjVRLXl6Um9wT180ZVFyaDdodGo4aURfcVN6S1Q5MThnSXp5bDZyQlE3bjE1aVhSczBhaVo5N2M3QWVTc2dGV0hrUVBCelFBNERVZzltU0t3Qk9qODZIWHVLR1FVNTUtX1NvQlhjeHpaQ3M9 |
| url_encoded | Z0FBQUFBQm5Lak9INkhDSURabXlYcmR6NXZYcnRNdlhPODdfR195bjNjS0F1dEJxVTF2aGJ4ZEhKM0htckU3T0N0dm1NYndFd3M5c2FMblYwWDUtZ3RUQUo2aVVhRG9iZF9YWUVpakpoRWZOZzNJYVZFWmNKZDFhaWhxNEZLRXQ2Z2hXSGJRX3NOb1RqblhEUEVub1B1SnVCekM3elktYk5FRlJfZ0VpckJORmxnUlN2V2gxN1A3a2o5UUVTUk80ejVzdHpRNmlyeTg3 |
Raw Record
{
"text": "I have a 20% bond allocation across my retirement accounts, and have held bond ETFs for years. My main holding is MUB (muni bond fund).\n\nThese have never done great and were bought before interest rates dropped, so I’m down 10% and yield is only 2.4% or so.\n\nShould I cut my losses and dump it all in ~5% CDs, or ride out the interest rate fluctuations? Aside from better rates, Part of my desire to move to CDs is I find it easier to reason shot gains vs comparing dividend yield vs ETF gain/loss.\n\nAnyone feel strongly one way or another?\n\nI",
"label": "r/investing",
"dataType": "post",
"communityName": "r/investing",
"datetime": "2024-05-19",
"username_encoded": "Z0FBQUFBQm5Lakw0YjVRLXl6Um9wT180ZVFyaDdodGo4aURfcVN6S1Q5MThnSXp5bDZyQlE3bjE1aVhSczBhaVo5N2M3QWVTc2dGV0hrUVBCelFBNERVZzltU0t3Qk9qODZIWHVLR1FVNTUtX1NvQlhjeHpaQ3M9",
"url_encoded": "Z0FBQUFBQm5Lak9INkhDSURabXlYcmR6NXZYcnRNdlhPODdfR195bjNjS0F1dEJxVTF2aGJ4ZEhKM0htckU3T0N0dm1NYndFd3M5c2FMblYwWDUtZ3RUQUo2aVVhRG9iZF9YWUVpakpoRWZOZzNJYVZFWmNKZDFhaWhxNEZLRXQ2Z2hXSGJRX3NOb1RqblhEUEVub1B1SnVCekM3elktYk5FRlJfZ0VpckJORmxnUlN2V2gxN1A3a2o5UUVTUk80ejVzdHpRNmlyeTg3"
}
Entry Information
- Entry ID: 8311
- Repository: Axioma AXP
- Dataset: arrmlet/reddit_dataset_36
- Total Entries: 100,000