Row 7538

Row ID: 7538 | Dataset Entry | Axioma AXP Content Repository

Content Data

This page contains data entry 7538 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

I am 35, and got my first job that started paying me real money in late 2020, and have been saving and investing ~$40-$50k per year. Since then have saved up the following:

- A couple hundred thousand in my 401k (75% roth/after tax roth conversions, 25% pre tax). It's split between a growth fund, and a low cost index fund.

- ~$20k in a HYSA and checking account

- $0 in taxable brokerage accounts

My initial plan was that I would get a new job that paid a lot more, and that I'd probably move around the country, so it didn't really make sense for me to try to save for a house immediately and when I got the new job, I could just max out the ~$69k in retirement savings per year, and then save the rest in taxable brokerage accounts and bank accounts, for the tax benefits of putting money into retirement accounts. However, now the vast majority of what I have isn't going to be accessible until I'm at least 59, so I'm not sure if I should just stop putting so much into my retirement accounts, and put more into things I could easily access.

Thoughts are appreciated.

FieldValue
text I am 35, and got my first job that started paying me real money in late 2020, and have been saving and investing ~$40-$50k per year. Since then have saved up the following: - A couple hundred thousand in my 401k (75% roth/after tax roth conversions, 25% pre tax). It's split between a growth fund, and a low cost index fund. - ~$20k in a HYSA and checking account - $0 in taxable brokerage accounts My initial plan was that I would get a new job that paid a lot more, and that I'd probably move …
label r/investing
dataType post
communityName r/investing
datetime 2024-05-16
username_encoded Z0FBQUFBQm5LakwzdVRUdmE1cnV5cVU5UFBhSVBkQXVaNUoxUE02anlDNU96bDJ6aExscnlQS3VYQU1kZ0hlS1BfeEJFWDh4YlJ2c0RSSG9VcERyRldNOXdiZTg2SExJTTlwUktJa0NKcmdTeUpSek5oZVlVUnc9
url_encoded Z0FBQUFBQm5Lak9INkphY0VsWFBZXzVTWHd4SXp3Yzh2dklLbHN1MDJxdGRUS0xBUDhKX0FaaHdVUUpHc1ozQTZwSDEtTmVPaFZkVlFLZmVpRW5rZ0tmMS1ZbzZXd1Z1UHpMLWszYUZMbzQtYWZMVm1ZR29ydGdqZWJNLU9JSldlcDhwYXJhZlFsTjBSdUlpak9ndDZST0dJRlBQTXI2UHFlcGIyckdUTW9McVo5VFJmeXZLLUpXaFRUemIyUHFmdGRNc0U3RkUwWV96TUJDLWlHcHpuT1lfM1pmNl9ib2lHUT09

Raw Record

{
  "text": "I am 35, and got my first job that started paying me real money in late 2020, and have been saving and investing ~$40-$50k per year. Since then have saved up the following:\n\n- A couple hundred thousand in my 401k (75% roth/after tax roth conversions, 25% pre tax). It's split between a growth fund, and a low cost index fund. \n\n- ~$20k in a HYSA and checking account\n\n- $0 in taxable brokerage accounts\n\nMy initial plan was that I would get a new job that paid a lot more, and that I'd probably move around the country, so it didn't really make sense for me to try to save for a house immediately and when I got the new job, I could just max out the ~$69k in retirement savings per year, and then save the rest in taxable brokerage accounts and bank accounts, for the tax benefits of putting money into retirement accounts. However, now the vast majority of what I have isn't going to be accessible until I'm at least 59, so I'm not sure if I should just stop putting so much into my retirement accounts, and put more into things I could easily access. \n\nThoughts are appreciated.",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-16",
  "username_encoded": "Z0FBQUFBQm5LakwzdVRUdmE1cnV5cVU5UFBhSVBkQXVaNUoxUE02anlDNU96bDJ6aExscnlQS3VYQU1kZ0hlS1BfeEJFWDh4YlJ2c0RSSG9VcERyRldNOXdiZTg2SExJTTlwUktJa0NKcmdTeUpSek5oZVlVUnc9",
  "url_encoded": "Z0FBQUFBQm5Lak9INkphY0VsWFBZXzVTWHd4SXp3Yzh2dklLbHN1MDJxdGRUS0xBUDhKX0FaaHdVUUpHc1ozQTZwSDEtTmVPaFZkVlFLZmVpRW5rZ0tmMS1ZbzZXd1Z1UHpMLWszYUZMbzQtYWZMVm1ZR29ydGdqZWJNLU9JSldlcDhwYXJhZlFsTjBSdUlpak9ndDZST0dJRlBQTXI2UHFlcGIyckdUTW9McVo5VFJmeXZLLUpXaFRUemIyUHFmdGRNc0U3RkUwWV96TUJDLWlHcHpuT1lfM1pmNl9ib2lHUT09"
}
Explore Dataset Explore Row

Entry Information