Row 32973

Row ID: 32973 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 32973 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

That's the thing, it's always more complicated.

You now risk late payment fees (maybe not an issue, but s..t happens).

The interest might be 0%, but is there a cost to financing? I was looking at a car the other day and the money I would make on interest was entirely wiped out by the financing paperwork fee (whatever they were calling it) The interest wasn't 0% but the delta was >0%

If you can get 2% cashback on a CC for the purchase, that $50 advantage shrinks to $30 (assuming you keep no balance)

Does this loan get reported on your credit? (after 2008-9 we had customers intentionally take loans just to rebuild their credit ratings)

and one that pushes in favor of taking the 0% loan... does your savings account have a minimum balance?

FieldValue
text That's the thing, it's always more complicated. You now risk late payment fees (maybe not an issue, but s..t happens). The interest might be 0%, but is there a cost to financing? I was looking at a car the other day and the money I would make on interest was entirely wiped out by the financing paperwork fee (whatever they were calling it) The interest wasn't 0% but the delta was >0% If you can get 2% cashback on a CC for the purchase, that $50 advantage shrinks to $30 (assuming you keep no ba…
label r/technology
dataType comment
communityName r/technology
datetime 2024-05-21
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Raw Record

{
  "text": "That's the thing, it's always more complicated.\n\nYou now risk late payment fees (maybe not an issue, but s..t happens).\n\nThe interest might be 0%, but is there a cost to financing? I was looking at a car the other day and the money I would make on interest was entirely wiped out by the financing paperwork fee (whatever they were calling it) The interest wasn't 0% but the delta was >0%\n\nIf you can get 2% cashback on a CC for the purchase, that $50 advantage shrinks to $30 (assuming you keep no balance)\n\nDoes this loan get reported on your credit? (after 2008-9 we had customers intentionally take loans just to rebuild their credit ratings)\n\nand one that pushes in favor of taking the 0% loan... does your savings account have a minimum balance?",
  "label": "r/technology",
  "dataType": "comment",
  "communityName": "r/technology",
  "datetime": "2024-05-21",
  "username_encoded": "Z0FBQUFBQm5Lak1IeHpKRU4xTUg0cFpwWlVVUjB2WWFVWVpGR0x1bUFVdFNqY0laajNrLWgwaXFyWGZlcTgxVHJ2c1JHMVg5cHgyQ2ZmeWtLcmhlNUpiaHlaOS15VV8xYlE9PQ==",
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}
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