Row 99494

Row ID: 99494 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 99494 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

In retirement accounts, I do plan for market dips and crashes through Dollar Cost Averaging. Market goes up? Great! Market dips? Great! Money goes in every two weeks from my paycheck.

Historically, major market down turns last around 9 months to 2 years. The economic cycle tends to run about every 8-13 years. Markets cycle into bear territory around every 5 years. I have about 20 years until retirement, so I can reasonably expect 1 or 2 major economic cycles and 4 bear markets.

The entire point of diversified portfolios is that it protects investors from losing everything by investing broadly. The only way you lose everything is if the companies you own stock in go out of business or declare bankruptcy to restructure. There are around 4500 domestic, public companies listed on the NYSE and NASDAQ alone. They're not all going out of business at together...

There is a pretty major difference between investing and gambling. In investing, we are the owners of tangible assets and cash generating businesses. Over time those assets and cash flows grow, which makes the companies we own a part of more valuable.

Gambling, on the other hand, involves putting money on a game of chance of some sort, such as roulette, where the outcome is almost entirely generated on luck.

The markets are considered by many to be in a bubble. We can reasonably predict that at some point in the future there will be a market crash. The problem is no one can predict the when.

Understand that the market is only a reflection of what people are currently willing to pay for an equity asset in that moment. It doesn't mean that's what the asset is actual worth, and we're under no obligation to sell our assets at an unreasonable price.

FieldValue
text In retirement accounts, I do plan for market dips and crashes through Dollar Cost Averaging. Market goes up? Great! Market dips? Great! Money goes in every two weeks from my paycheck. Historically, major market down turns last around 9 months to 2 years. The economic cycle tends to run about every 8-13 years. Markets cycle into bear territory around every 5 years. I have about 20 years until retirement, so I can reasonably expect 1 or 2 major economic cycles and 4 bear markets. The …
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-25
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Raw Record

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  "text": "In retirement accounts, I do plan for market dips and crashes through Dollar Cost Averaging.  Market goes up?  Great!  Market dips?  Great!  Money goes in every two weeks from my paycheck. \n\nHistorically, major market down turns last around 9 months to 2 years.  The economic cycle tends to run about every 8-13 years.  Markets cycle into bear territory around every 5 years.  I have about 20 years until retirement, so I can reasonably expect 1 or 2 major economic cycles and 4 bear markets.  \n\nThe entire point of diversified portfolios is that it protects investors from losing everything by investing broadly.  The only way you lose everything is if the companies you own stock in go out of business or declare bankruptcy to restructure.  There are around 4500 domestic, public companies listed on the NYSE and NASDAQ alone.  They're not all going out of business at together...  \n\nThere is a pretty major difference between investing and gambling.  In investing, we are the owners of tangible assets and cash generating businesses.  Over time those assets and cash flows grow, which makes the companies we own a part of more valuable.\n\nGambling, on the other hand, involves putting money on a game of chance of some sort, such as roulette, where the outcome is almost entirely generated on luck. \n\nThe markets are considered by many to be in a bubble.  We can reasonably predict that at some point in the future there will be a market crash.  The problem is no one can predict the when.\n\nUnderstand that the market is only a reflection of what people are currently willing to pay for an equity asset in that moment.  It doesn't mean that's what the asset is actual worth, and we're under no obligation to sell our assets at an unreasonable price.",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-25",
  "username_encoded": "Z0FBQUFBQm5Lak14WUFFQVpCX1VMQ2stOWJNVVVHZGlKSW1EcDVOTHJLRWJpOGRLT04weXh4STVpTlVLdW5iSk91eThnaTkzUEZjRWNxOVJhelNKeHhSUWhQa3BMZ01vWmc9PQ==",
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}
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