Row 97973

Row ID: 97973 | Dataset Entry | Axioma AXP Content Repository

Content Data

This page contains data entry 97973 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

Reddit skews young. Most investors on here are getting cash regularly through a paycheck. They lose more future returns by hoarding cash/being conservatively invested.

If you're currently depending on your portfolio, you absolutely need to hedge against crashes. That's why retirees are heavy in bonds. You also have to use strategies beyond "VTI and chill" or Boglehead 3-fund porfolio. For example, energy stocks generally do well during high inflation, so a retiree would keep a stash in something like XLE as a hedge for inflation instead of just keeping everything in VTI. And they have multiple bond funds instead of just BND to hedge against interest rate risk.

That said, a 90/10 portfolio beats a 100% stock portfolio because that 10% bond allocation "locks in" returns that can used to buy more during a market crash *most of the time*. For each year after 35-40, you should be increasing your bond allocation by 1%. You'll automatically hedge against crashes as you age that way.

FieldValue
text Reddit skews young. Most investors on here are getting cash regularly through a paycheck. They lose more future returns by hoarding cash/being conservatively invested. If you're currently depending on your portfolio, you absolutely need to hedge against crashes. That's why retirees are heavy in bonds. You also have to use strategies beyond "VTI and chill" or Boglehead 3-fund porfolio. For example, energy stocks generally do well during high inflation, so a retiree would keep a stash in somethi…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-25
username_encoded Z0FBQUFBQm5Lak13RDFWUjBRRjJPYWd5SWFIUGVTT0V3bFY5TDlDWWdzbGJMcWtfQUttcFoxT0FNa0o4d2FYc0d3dURObF9fbUNSdlFrSFZGNUNJV3I2VjZpeWJkaVB1OXc9PQ==
url_encoded Z0FBQUFBQm5LalBCYzBfaExvVEVmdkVYX1lpSndiT1ZBaUJjRDZYWTE4cGN2eGY1MEJ3RGVKYV9nY0JOcGNZanpjVkJqXzE0ei00VkxucTF6MHNqYkFpbmlhMkdwSXRWeGpqSElyZTVfZ3N1c3haYmlBX0JrRlhadVBHX0pHT2MyZmZLOGRpdEhKWHppdTlSOVJEMXBIbjlQWFd3a1R5R3NNNE1tcnptVUQ0YXlCZ2ZYWERqV05Xd2RlNzgxbkRkVmhfcWtPM2E0VGNucl96OVhPWVZIdHpxSXNQY0dzY2gxZz09

Raw Record

{
  "text": "Reddit skews young. Most investors on here are getting cash regularly through a paycheck. They lose more future returns by hoarding cash/being conservatively invested. \n\nIf you're currently depending on your portfolio, you absolutely need to hedge against crashes. That's why retirees are heavy in bonds. You also have to use strategies beyond \"VTI and chill\" or Boglehead 3-fund porfolio. For example, energy stocks generally do well during high inflation, so a retiree would keep a stash in something like XLE as a hedge for inflation instead of just keeping everything in VTI. And they have multiple bond funds instead of just BND to hedge against interest rate risk. \n\nThat said, a 90/10 portfolio beats a 100% stock portfolio because that 10% bond allocation \"locks in\" returns that can used to buy more during a market crash *most of the time*. For each year after 35-40, you should be increasing your bond allocation by 1%. You'll automatically hedge against crashes as you age that way.",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-25",
  "username_encoded": "Z0FBQUFBQm5Lak13RDFWUjBRRjJPYWd5SWFIUGVTT0V3bFY5TDlDWWdzbGJMcWtfQUttcFoxT0FNa0o4d2FYc0d3dURObF9fbUNSdlFrSFZGNUNJV3I2VjZpeWJkaVB1OXc9PQ==",
  "url_encoded": "Z0FBQUFBQm5LalBCYzBfaExvVEVmdkVYX1lpSndiT1ZBaUJjRDZYWTE4cGN2eGY1MEJ3RGVKYV9nY0JOcGNZanpjVkJqXzE0ei00VkxucTF6MHNqYkFpbmlhMkdwSXRWeGpqSElyZTVfZ3N1c3haYmlBX0JrRlhadVBHX0pHT2MyZmZLOGRpdEhKWHppdTlSOVJEMXBIbjlQWFd3a1R5R3NNNE1tcnptVUQ0YXlCZ2ZYWERqV05Xd2RlNzgxbkRkVmhfcWtPM2E0VGNucl96OVhPWVZIdHpxSXNQY0dzY2gxZz09"
}
Explore Dataset Explore Row

Entry Information