Row 9735

Row ID: 9735 | Dataset Entry | Axioma AXP Content Repository

Content Data

This page contains data entry 9735 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

You don't understand commercial lending.

The underwriting process has everything to do with your proforma income statement. Of course the foundation of the financing is the funds rate, but your ability to qualify for a loan at all is based on projected cash flow of the property. Additionally, many loans have covenants which demand a certain average price, which if not achieved, means the note can be called due.

All of this is even more important if there are personal guarantees anywhere in the loan.

FieldValue
text You don't understand commercial lending.  The underwriting process has everything to do with your proforma income statement. Of course the foundation of the financing is the funds rate, but your ability to qualify for a loan at all is based on projected cash flow of the property. Additionally, many loans have covenants which demand a certain average price, which if not achieved, means the note can be called due.  All of this is even more important if there are personal guarantees anywhere in…
label r/economics
dataType comment
communityName r/Economics
datetime 2024-05-20
username_encoded Z0FBQUFBQm5Lakw1OVlyaWpDVzZlQ1plVDNuN0hPa3o4OG9RMWhvdDNJUV9HOWlTRmNoWGl5ZnRhcnBlN1c0Rm1mcXFDUlRic0FkOG9HendueEFCUEFEZHRiUlhTbmdNQTdBMWg0UjBDYURTd1BOaHhwZGVOSGM9
url_encoded Z0FBQUFBQm5Lak9JM1dISmtCZ2NfenV4bDhPWjBKaWN5OVJ3OGdzOV9xWXlOQUZMalhnSmVFa2dsanI1ZzVTWTZHaTdiVnQwaW00alQ2eEJvY0FsMDBBY1dMUDlkcURYaElSc2FBcmdmTXkwTDVCLTlQNnpVOXA5eUVwR0l6bnl2N1pKcVhwOGJjdndhbWFONzBYV2VVOGU3Ymh4VXpXRHVQY0d5eHYxd2R5YVNueUlJZDhJa2lKd1JmQ2F0blZZSjFaTjY5cm5wcFViZFJxNm5MUVp0WWZBcm5xcG1yTTJVZz09

Raw Record

{
  "text": "You don't understand commercial lending. \n\n\nThe underwriting process has everything to do with your proforma income statement. Of course the foundation of the financing is the funds rate, but your ability to qualify for a loan at all is based on projected cash flow of the property. Additionally, many loans have covenants which demand a certain average price, which if not achieved, means the note can be called due. \n\n\nAll of this is even more important if there are personal guarantees anywhere in the loan. ",
  "label": "r/economics",
  "dataType": "comment",
  "communityName": "r/Economics",
  "datetime": "2024-05-20",
  "username_encoded": "Z0FBQUFBQm5Lakw1OVlyaWpDVzZlQ1plVDNuN0hPa3o4OG9RMWhvdDNJUV9HOWlTRmNoWGl5ZnRhcnBlN1c0Rm1mcXFDUlRic0FkOG9HendueEFCUEFEZHRiUlhTbmdNQTdBMWg0UjBDYURTd1BOaHhwZGVOSGM9",
  "url_encoded": "Z0FBQUFBQm5Lak9JM1dISmtCZ2NfenV4bDhPWjBKaWN5OVJ3OGdzOV9xWXlOQUZMalhnSmVFa2dsanI1ZzVTWTZHaTdiVnQwaW00alQ2eEJvY0FsMDBBY1dMUDlkcURYaElSc2FBcmdmTXkwTDVCLTlQNnpVOXA5eUVwR0l6bnl2N1pKcVhwOGJjdndhbWFONzBYV2VVOGU3Ymh4VXpXRHVQY0d5eHYxd2R5YVNueUlJZDhJa2lKd1JmQ2F0blZZSjFaTjY5cm5wcFViZFJxNm5MUVp0WWZBcm5xcG1yTTJVZz09"
}
Explore Dataset Explore Row

Entry Information