Row 89374

Row ID: 89374 | Dataset Entry | Axioma AXP Content Repository

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The Government has been providing flood insurance for decades because private companies aren't willing to. [As a result, people build _more_ properties on flood-prone lands, rather than less.](https://www.nytimes.com/2019/07/31/climate/climate-change-new-homes-flooding.html)

> In Connecticut, where the number of homes built in high-risk areas increased at more than three times the rate elsewhere in the state, out-of-state buyers are buying older homes then tearing them down and building new structures in their place, according to Diane Ifkovic, the state’s coordinator for the National Flood Insurance Program.

Public insurance has a big moral hazard problem. You actually _need_ the pressures of expensive insurance premiums, otherwise people won't bother to limit their risks.

FieldValue
text The Government has been providing flood insurance for decades because private companies aren't willing to. [As a result, people build _more_ properties on flood-prone lands, rather than less.](https://www.nytimes.com/2019/07/31/climate/climate-change-new-homes-flooding.html) > In Connecticut, where the number of homes built in high-risk areas increased at more than three times the rate elsewhere in the state, out-of-state buyers are buying older homes then tearing them down and building new s…
label r/news
dataType comment
communityName r/news
datetime 2024-05-25
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{
  "text": "The Government has been providing flood insurance for decades because private companies aren't willing to.  [As a result, people build _more_ properties on flood-prone lands, rather than less.](https://www.nytimes.com/2019/07/31/climate/climate-change-new-homes-flooding.html) \n\n> In Connecticut, where the number of homes built in high-risk areas increased at more than three times the rate elsewhere in the state, out-of-state buyers are buying older homes then tearing them down and building new structures in their place, according to Diane Ifkovic, the state’s coordinator for the National Flood Insurance Program.\n\nPublic insurance has a big moral hazard problem. You actually _need_ the pressures of expensive insurance premiums, otherwise people won't bother to limit their risks.",
  "label": "r/news",
  "dataType": "comment",
  "communityName": "r/news",
  "datetime": "2024-05-25",
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