Row 77790

Row ID: 77790 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 77790 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

I sort of feel like this. I laid out some “levels” with my wife to help her cope with not spending money like EVERYONE around us. We base on net worth goals that loosely unlock levels. So the number beside each level is total net worth. That includes mortgage debt and all encompassing.

1. Positive net worth. 2. (50k) No debt or minimal like mortgage so we don’t ever have to think about paying bills and if we will make it. 3. (200k) We don’t need to think about menu prices when going out 4. (400k) We get to buy the vehicle we want with cash (currently I drive 90’s pickup and she a 2000’s jeep GC) 5. (500k) We get to buy the house we want. 6. (750k)Don’t have to think about vacation total cost or how many we can take. 7. (1M)Passive income surpasses regular income.

We could force 4 and maybe 5 right now but we’d never hit 6. The way we run our finances is a reward system. Our finances are completely combined but we each have a “fun” account that we can just spend without asking the other. The deposit into that account is based on $50 per level we are at. So right now we get $150 a month. Right now we are at stage 3 and about to pass into stage 4 I feel in the next year. It’s kind of based on net worth.

Man it has done wonders for her to understand money and how saving is important. She was not raised with any financial education and her dad made over 100k her whole life so she always had nice things. She really didn’t understand when I said “we can’t afford that” when we had money in the bank. Like when we first married we had a negative net worth but our (my) brokerage accounts had $60k in them. She wanted to use that money to “start a family” and get a telluride for her car, and move from my 1200sq/ft house. Now she is content in the house and her jeep. She blows every cent of fun money and money she makes on the side on stitch fix, but that’s her choice. She is excited about us hitting level 4 and asks about our finances every month or so when she used to never ask and hated when I talked to her about what I was doing with our money!

FieldValue
text I sort of feel like this. I laid out some “levels” with my wife to help her cope with not spending money like EVERYONE around us. We base on net worth goals that loosely unlock levels. So the number beside each level is total net worth. That includes mortgage debt and all encompassing. 1. Positive net worth. 2. (50k) No debt or minimal like mortgage so we don’t ever have to think about paying bills and if we will make it. 3. (200k) We don’t need to think about menu prices when going ou…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-24
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url_encoded Z0FBQUFBQm5Lak8wX2dKeW5UcVRRNWwxTkhJVjZ3b1FOVWZUQ1dEYVFKYTZZUXhCYUszYUNrWVJ1ZER0VzZ1eGZ0RjZWVGZlRW1jbjBlYWZLRWhFM0Q5X09RT1RUZEVOMVZhZVppRUVIUnB6RElLWHlwN0JkVTNIbTdUeW01c2hSQW15b2xlQ0R5SkF3MlJlZ3lLQjYxSng2Rm5NTXZGcWVDdV9Pak5kV3ZIX1ZCc2tJMXdlRUU0Y1dscnRKNDVyUTJRU3cxc2czcFJh

Raw Record

{
  "text": "I sort of feel like this.  I laid out some “levels” with my wife to help her cope with not spending money like EVERYONE around us.  We base on net worth goals that loosely unlock levels.  So the number beside each level is total net worth.  That includes mortgage debt and all encompassing.  \n\n\n1. Positive net worth. \n2. (50k) No debt or minimal like mortgage so we don’t ever have to think about paying bills and if we will make it.\n3.  (200k) We don’t need to think about menu prices when going out\n4.  (400k) We get to buy the vehicle we want with cash (currently I drive 90’s pickup and she a 2000’s jeep GC)\n5.  (500k) We get to buy the house we want.\n6.  (750k)Don’t have to think about vacation total cost or how many we can take. \n7. (1M)Passive income surpasses regular income.\n\nWe could force 4 and maybe 5 right now but we’d never hit 6.  The way we run our finances is a reward system.  Our finances are completely combined but we each have a “fun” account that we can just spend without asking the other.  The deposit into that account is based on $50 per level we are at.  So right now we get $150 a month.  Right now we are at stage 3 and about to pass into stage 4 I feel in the next year.  It’s kind of based on net worth.  \n\nMan it has done wonders for her to understand money and how saving is important.  She was not raised with any financial education and her dad made over 100k her whole life so she always had nice things. She really didn’t understand when I said “we can’t afford that” when we had money in the bank.  Like when we first married we had a negative net worth but our (my) brokerage accounts had $60k in them.  She wanted to use that money to “start a family” and get a telluride for her car, and move from my 1200sq/ft house.  Now she is content in the house and her jeep.  She blows every cent of fun money and money she makes on the side on stitch fix, but that’s her choice.  She is excited about us hitting level 4 and asks about our finances every month or so when she used to never ask and hated when I talked to her about what I was doing with our money!",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-24",
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}
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