Row 7744
Content Data
This page contains data entry 7744 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.
Here's an overview of my situation: I don't make much (~47k net annually, after taxes), but i do want to optimize my finances. I have a 401k that's a Vangard 2055 target date retirement fund, also 10k in i-bonds, so these two are set it and forget it (debatable about the i-bonds though). My real question is focused on my savings. I have 35k in Capital One's Performance HYSA which is currently 4.25% APY. I get around 100$ a month from that interest, which is nice. I also have one stock in my Robinhood account that I've invested in, which is the index fund VTI. I only invested around 2k in there a couple of years back (wish i did more). So, my question is simply how much would you recommend I move from my savings account into VTI? Also, what about timing, should i wait for a dip or invest gradually over time (DCA, is it called?)?
| Field | Value |
|---|---|
| text | Here's an overview of my situation: I don't make much (~47k net annually, after taxes), but i do want to optimize my finances. I have a 401k that's a Vangard 2055 target date retirement fund, also 10k in i-bonds, so these two are set it and forget it (debatable about the i-bonds though). My real question is focused on my savings. I have 35k in Capital One's Performance HYSA which is currently 4.25% APY. I get around 100$ a month from that interest, which is nice. I also have one stock in my Ro… |
| label | r/investing |
| dataType | post |
| communityName | r/investing |
| datetime | 2024-05-17 |
| username_encoded | Z0FBQUFBQm5LakwzNGZER0pNeTJCUTY1Q3hDNjZVaFVUVnV3RzZlNnpxVjBwOC1WNVFqcXVLVmMzdmVnekh0c1p2dGF4ZXU4c2pldDNKYnFLMlhXbTd2WEhORGtzR2E0a2c9PQ== |
| url_encoded | Z0FBQUFBQm5Lak9IaFliaFB1Z2lxYW84NzJjbjh4bTNtQWtuQmtYZkpqWkpOVm1NZUU1MlNqcGM0SHNiVlJRSzRKbWhPbDA3bl9fRzZ5TlhNRXJCVzNXZ1VvTThrT2VxRWhBaGQ5aF91b0c3OWF5UnVmQjk4SHlkbUxNamw4V2ZjR2JReVczZC1TZmxXM0x6Z2pFSXZLZXAzbm5vN3JEYjRoTGZlclFZeF9VSlNnVTZ4U2NrenJvY1R3b3R0ZnJfazVIcFlfcWpCTTE3OU1TRVE0ZmZmdzVzVHgzZDBsTHpYZz09 |
Raw Record
{
"text": "Here's an overview of my situation: \nI don't make much (~47k net annually, after taxes), but i do want to optimize my finances. I have a 401k that's a Vangard 2055 target date retirement fund, also 10k in i-bonds, so these two are set it and forget it (debatable about the i-bonds though). My real question is focused on my savings. I have 35k in Capital One's Performance HYSA which is currently 4.25% APY. I get around 100$ a month from that interest, which is nice. I also have one stock in my Robinhood account that I've invested in, which is the index fund VTI. I only invested around 2k in there a couple of years back (wish i did more). So, my question is simply how much would you recommend I move from my savings account into VTI? Also, what about timing, should i wait for a dip or invest gradually over time (DCA, is it called?)?",
"label": "r/investing",
"dataType": "post",
"communityName": "r/investing",
"datetime": "2024-05-17",
"username_encoded": "Z0FBQUFBQm5LakwzNGZER0pNeTJCUTY1Q3hDNjZVaFVUVnV3RzZlNnpxVjBwOC1WNVFqcXVLVmMzdmVnekh0c1p2dGF4ZXU4c2pldDNKYnFLMlhXbTd2WEhORGtzR2E0a2c9PQ==",
"url_encoded": "Z0FBQUFBQm5Lak9IaFliaFB1Z2lxYW84NzJjbjh4bTNtQWtuQmtYZkpqWkpOVm1NZUU1MlNqcGM0SHNiVlJRSzRKbWhPbDA3bl9fRzZ5TlhNRXJCVzNXZ1VvTThrT2VxRWhBaGQ5aF91b0c3OWF5UnVmQjk4SHlkbUxNamw4V2ZjR2JReVczZC1TZmxXM0x6Z2pFSXZLZXAzbm5vN3JEYjRoTGZlclFZeF9VSlNnVTZ4U2NrenJvY1R3b3R0ZnJfazVIcFlfcWpCTTE3OU1TRVE0ZmZmdzVzVHgzZDBsTHpYZz09"
}
Entry Information
- Entry ID: 7744
- Repository: Axioma AXP
- Dataset: arrmlet/reddit_dataset_36
- Total Entries: 100,000