Row 6836

Row ID: 6836 | Dataset Entry | Axioma AXP Content Repository

Content Data

This page contains data entry 6836 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

54 yo single male here, and I've been investing with Vanguard for almost 25 years. When I first started with them, I was a little leary about an investing institution without a brick and mortar, but it's served me well over the years, and anyone I've ever spoken with over the phone was very professional and helpful (except for one instance).

However, I'm planning to retire in the next 6-8 years and while I've been great at investing, I have zero knowledge or education on my needs once it's time to start withdrawing and paying myself. Whenever I go to the Vanguard website, there are always pop-ups about getting an advisor, but I'm not sure this is something I want to do over the phone. I'm too old to start transferring my assets to Fidelity, and besides, I find them comparable in investing style, expertise and investing products (with the exception of Fidelity actually having physical locations).

There's also these other layers that I don't know how to factor into my retirement: my pension, social security, Medicare, and just overall general healthcare. Should I get long term care insurance?

A little background: I have a civil service job and started very late, so my healthcare won't be covered when I retire - as opposed to some other coworkers who have vested 15 years or more, so they get a percentage of healthcare coverage after they retire. All of this is starting to get overwhelming and though I still have time to sort it out, I know that something like this is so daunting, I'll put it off to the end when it's too late.

Where do I begin? I've crossed off moving to Fidelity. My investments have been growing steadily at Vanguard. Starting over again at a new institution doesn't make sense. Has anyone had any experience with a Vanguard advisor?

Also note: I know some folks will advise me to work longer so I can take advantage of my healthcare coverage, but I want to enjoy my life while I still have my health, hence my 6-8 year working horizon. Thank you.

FieldValue
text 54 yo single male here, and I've been investing with Vanguard for almost 25 years. When I first started with them, I was a little leary about an investing institution without a brick and mortar, but it's served me well over the years, and anyone I've ever spoken with over the phone was very professional and helpful (except for one instance). However, I'm planning to retire in the next 6-8 years and while I've been great at investing, I have zero knowledge or education on my needs once it's time…
label r/investing
dataType post
communityName r/investing
datetime 2024-05-13
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Raw Record

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  "text": "54 yo single male here, and I've been investing with Vanguard for almost 25 years. When I first started with them, I was a little leary about an investing institution without a brick and mortar, but it's served me well over the years, and anyone I've ever spoken with over the phone was very professional and helpful (except for one instance).\n\nHowever, I'm planning to retire in the next 6-8 years and while I've been great at investing, I have zero knowledge or education on my needs once it's time to start withdrawing and paying myself. Whenever I go to the Vanguard website, there are always pop-ups about getting an advisor, but I'm not sure this is something I want to do over the phone. I'm too old to start transferring my assets to Fidelity, and besides, I find them comparable in investing style, expertise and investing products (with the exception of Fidelity actually having physical locations).\n\nThere's also these other layers that I don't know how to factor into my retirement: my pension, social security, Medicare, and just overall general healthcare. Should I get long term care insurance?\n\nA little background: I have a civil service job and started very late, so my healthcare won't be covered when I retire - as opposed to some other coworkers who have vested 15 years or more, so they get a percentage of healthcare coverage after they retire.  All of this is starting to get overwhelming and though I still have time to sort it out, I know that something like this is so daunting, I'll put it off to the end when it's too late.\n\nWhere do I begin? I've crossed off moving to Fidelity. My investments have been growing steadily at Vanguard. Starting over again at a new institution doesn't make sense.  Has anyone had any experience with a Vanguard advisor?\n\nAlso note: I know some folks will advise me to work longer so I can take advantage of my healthcare coverage, but I want to enjoy my life while I still have my health, hence my 6-8 year working horizon.  Thank you.",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-13",
  "username_encoded": "Z0FBQUFBQm5LakwzT3hrOGhDV05qeG1reVZDOG9yajJpMUFhNHcyeHJmcmI3QTRId0VWSGNKQTZXZUh0Q3lxM2lYckpmNV9fYnAwWWRGV0Q2UzM3dzRha1FKV0FWYzZJUkE9PQ==",
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}
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