Row 6796

Row ID: 6796 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 6796 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

I'm 36, and have been maxing out my Roth for the past 9 years. Unfortunately my employer does not offer a 401k but I do have a brokerage account as well with ~16k

I was previously (and stupidly) having my investments managed by my bank thinking I was doing the right thing. They had me investing in several underperforming and expensive mutual funds.

Now I have opened a Vanguard account and am looking to sell off my underperforming mutual funds in favor of ETFs like VOO and QQQ

Some of the funds I'm looking to sell include PIUIX, OBVYX, NDVIX and SBPYX. Some I'm considering keeping are CMGIX, HLMRX, SEEGX, and TRMCX.

My questions are:

1. Is there anything I need to be aware of in this process? Am I making a mistake?

2. Is it worth selling my shares and cut my losses now or should I hold onto them longer?

Any insight/suggestions are much appreciated

FieldValue
text I'm 36, and have been maxing out my Roth for the past 9 years. Unfortunately my employer does not offer a 401k but I do have a brokerage account as well with ~16k I was previously (and stupidly) having my investments managed by my bank thinking I was doing the right thing. They had me investing in several underperforming and expensive mutual funds. Now I have opened a Vanguard account and am looking to sell off my underperforming mutual funds in favor of ETFs like VOO and QQQ Some of the fund…
label r/investing
dataType post
communityName r/investing
datetime 2024-05-13
username_encoded Z0FBQUFBQm5LakwzTXoxMmRuRGdjRVZQdWo5c0xDVEtOcjBUdXRsQlVBR0xHZ3NTbnEyRWpmaE9xUkhNRTljV043T05XcFNKMUwteWxieDQ4UXhMc2ZVc2VrOV8tbUNXTmJMeTVPMjczMDAzdGdDM3JhdzhUWTQ9
url_encoded Z0FBQUFBQm5Lak9HdFl3Nk4zU3FHNWVLR2hpNlhkWDJZREswamEzd052c0QwUWRObXhQd3d5dG9LSlJmNnR1Nnhsd3p6WG1LQ2l4cHNRS09RZEItdnpfTGFWWl9rMnR6bEtYcHk5RUQzc2M1T3RyNlMtZHY3RHlvandXdzNXSzUtdXB2ZFd6UFpPQVV5MlBzLTFic0lEZDZKcG1xRVpKVGNHNU5aNUhnWHF0T3JmanZ4MGlpM3kxdXR1a2NBaGVGMGRRN0ppUS1SUDRId25JSUZfeDdPTnQ3ZjZLZ2hrSk90dz09

Raw Record

{
  "text": "I'm 36, and have been maxing out my Roth for the past 9 years. Unfortunately my employer does not offer a 401k but I do have a brokerage account as well with ~16k\n\nI was previously (and stupidly) having my investments managed by my bank thinking I was doing the right thing. They had me investing in several underperforming and expensive mutual funds.\n\nNow I have opened a Vanguard account and am looking to sell off my underperforming mutual funds in favor of ETFs like VOO and QQQ\n\nSome of the funds I'm looking to sell include PIUIX, OBVYX, NDVIX and SBPYX. Some I'm considering keeping are CMGIX, HLMRX, SEEGX, and TRMCX.\n\nMy questions are:\n\n1. Is there anything I need to be aware of in this process? Am I making a mistake?\n\n2. Is it worth selling my shares and cut my losses now or should I hold onto them longer?\n\nAny insight/suggestions are much appreciated",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-13",
  "username_encoded": "Z0FBQUFBQm5LakwzTXoxMmRuRGdjRVZQdWo5c0xDVEtOcjBUdXRsQlVBR0xHZ3NTbnEyRWpmaE9xUkhNRTljV043T05XcFNKMUwteWxieDQ4UXhMc2ZVc2VrOV8tbUNXTmJMeTVPMjczMDAzdGdDM3JhdzhUWTQ9",
  "url_encoded": "Z0FBQUFBQm5Lak9HdFl3Nk4zU3FHNWVLR2hpNlhkWDJZREswamEzd052c0QwUWRObXhQd3d5dG9LSlJmNnR1Nnhsd3p6WG1LQ2l4cHNRS09RZEItdnpfTGFWWl9rMnR6bEtYcHk5RUQzc2M1T3RyNlMtZHY3RHlvandXdzNXSzUtdXB2ZFd6UFpPQVV5MlBzLTFic0lEZDZKcG1xRVpKVGNHNU5aNUhnWHF0T3JmanZ4MGlpM3kxdXR1a2NBaGVGMGRRN0ppUS1SUDRId25JSUZfeDdPTnQ3ZjZLZ2hrSk90dz09"
}
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