Row 66518

Row ID: 66518 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 66518 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

(Inflation and Recession worried Intermediate-level Index investor, be gentle🤣)

Currently maxing out our Roth IRA's with 100% VTSAX allocation. (Followed JL Collins advice in Simple Path to Wealth)

My justification for 100% Total US market allocation is that we can weather the storm over the years since we are so young.

Is this naive? Would we be better served if we changed to: 1) 100% VFIAX

2)60% VTSAX, 30% VTIAX, 10% BND

3) Some other recommendation I am not thinking of?

Would sincerely appreciate any advice for someone young and worried about a recession/inflation as well. I haven't lived as an adult through an economic time like this..

[Context: I am 29, my wife is 24. We have union pension and union annuity (both employer paid and no matches), 403(b) 1/2 match up to 6%, and our Roth IRA's (maxed out). 3-month emergency fund with stable jobs (Electrician and Nurse), debt -$19,000, Net $ at end of month:+$3,300]

FieldValue
text (Inflation and Recession worried Intermediate-level Index investor, be gentle🤣) Currently maxing out our Roth IRA's with 100% VTSAX allocation. (Followed JL Collins advice in Simple Path to Wealth) My justification for 100% Total US market allocation is that we can weather the storm over the years since we are so young. Is this naive? Would we be better served if we changed to: 1) 100% VFIAX 2)60% VTSAX, 30% VTIAX, 10% BND 3) Some other recommendation I am not thinking of? Would sincerely…
label r/investing
dataType post
communityName r/investing
datetime 2024-05-23
username_encoded Z0FBQUFBQm5Lak1jN2ZVdEFaRXJKVTBlY002WklpQ1N3MXAtOEpoTUtSMndqZlBiMWV6b1Q5ekFtZGxaNXBCU1d0MUY3RHZralVtamFiZmZPUzJyVVdyc3FVbWNlNDJoVnc9PQ==
url_encoded Z0FBQUFBQm5Lak90UUVpaXhhNU5Hal9mbU1TUzN6TDZQLS1BZ0RyR3dYa3hTenRRdUdGNjh4UDBLZkxWVHg1Z09rVVNfTWp5c254ZWJlNnJPYnhoQlV0YlZJV08wTURuN3NVVGNIMmxfc0ZuMUl3bnp5aFV2OFBCVmZSZjVSTTQ5YWZKeFdLWUt2TXVHakh5TzFoeW1MYmhqeHhEMU9sNzdxdTdlcF9LalNIQlZRdVNxYVFwRjJvQnRwREVVNGpMUGxkSkVmVHdtaUpMRlJhMlNxRUVEOVFueGlDUURONkM4QT09

Raw Record

{
  "text": "(Inflation and Recession worried Intermediate-level Index investor, be gentle🤣)\n\nCurrently maxing out our Roth IRA's with 100% VTSAX allocation. (Followed JL Collins advice in Simple Path to Wealth)\n\nMy justification for 100% Total US market allocation is that we can weather the storm over the years since we are so young.\n\nIs this naive? Would we be better served if we changed to:\n1) 100% VFIAX\n\n2)60% VTSAX, 30% VTIAX, 10% BND\n\n3) Some other recommendation I am not thinking of?\n\nWould sincerely appreciate any advice for someone young and worried about a recession/inflation as well. I haven't lived as an adult through an economic time like this..\n\n\n\n[Context:\nI am 29, my wife is 24. We have union pension and union annuity (both employer paid and no matches), 403(b) 1/2 match up to 6%, and our Roth IRA's (maxed out). 3-month emergency fund with stable jobs (Electrician and Nurse), debt -$19,000, Net $ at end of month:+$3,300]\n",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-23",
  "username_encoded": "Z0FBQUFBQm5Lak1jN2ZVdEFaRXJKVTBlY002WklpQ1N3MXAtOEpoTUtSMndqZlBiMWV6b1Q5ekFtZGxaNXBCU1d0MUY3RHZralVtamFiZmZPUzJyVVdyc3FVbWNlNDJoVnc9PQ==",
  "url_encoded": "Z0FBQUFBQm5Lak90UUVpaXhhNU5Hal9mbU1TUzN6TDZQLS1BZ0RyR3dYa3hTenRRdUdGNjh4UDBLZkxWVHg1Z09rVVNfTWp5c254ZWJlNnJPYnhoQlV0YlZJV08wTURuN3NVVGNIMmxfc0ZuMUl3bnp5aFV2OFBCVmZSZjVSTTQ5YWZKeFdLWUt2TXVHakh5TzFoeW1MYmhqeHhEMU9sNzdxdTdlcF9LalNIQlZRdVNxYVFwRjJvQnRwREVVNGpMUGxkSkVmVHdtaUpMRlJhMlNxRUVEOVFueGlDUURONkM4QT09"
}
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