Row 65350
Content Data
This page contains data entry 65350 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.
Let's make a distinction here. NEAR and DURING retirement, you need some percentage in bonds (not a ton, but some). Well before retirement, it's entirely optional and based on your risk tolerance. But ideally in order to maximize return, you wouldn't have any assuming you have a good emergency fund and a good understanding that a market dip/recession is really just a discount to buy more.
The biggest risk for most people is not being invested aggressively enough to reach their goals (ie retirement) in time.
In general, bonds are used for shorter-term goals (where you can't afford long drawdowns and recoveries in equities) like I need money to buy a car in 3 years, or if you're super rich and your main goal is preserving capital.
| Field | Value |
|---|---|
| text | Let's make a distinction here. NEAR and DURING retirement, you need some percentage in bonds (not a ton, but some). Well before retirement, it's entirely optional and based on your risk tolerance. But ideally in order to maximize return, you wouldn't have any assuming you have a good emergency fund and a good understanding that a market dip/recession is really just a discount to buy more. The biggest risk for most people is not being invested aggressively enough to reach their goals (ie retire… |
| label | r/investing |
| dataType | comment |
| communityName | r/investing |
| datetime | 2024-05-23 |
| username_encoded | Z0FBQUFBQm5Lak1iXzI1YjM0RzZNUHcyMlRkYWJFcFc2U0w5Nk40NTRKZ09oYnF2THRPcTluSHgtUDU0WEx2d1RrUGt4Z3NETG05Qk9nTDh6WGxZMEU2b3p2eFpMbTkySElEYU82TXNBWEZRcUZfMjd1eDBOeDg9 |
| url_encoded | Z0FBQUFBQm5Lak9zVXFDcWtCX1dCMzc4dVQwZ1gzTFNfZDc0S29HOUwxU0ZNSklaZXpCQUs2MGprS2hVRVFaQWsycUJTQzNSRFU0X0N4QzdDX2cxVFNCUE9KRmg1aEo2cTRPcUNQMWc1ZWp6VVlJb1AxU1A3TVVia2g4dDJQbkRxRlFzOUNWRzhERnRKRThHeDlzdXRuU0d6Vko5aF9Gd1hNaU9kT3U0UFlnQVNPanhfdUZmeFRXS1pwenpBaVhUSVhzZ2JLc2NLU0tSZDVUczdzY3JPcG9PamFtN2ZwQXZHZz09 |
Raw Record
{
"text": "Let's make a distinction here. NEAR and DURING retirement, you need some percentage in bonds (not a ton, but some). Well before retirement, it's entirely optional and based on your risk tolerance. But ideally in order to maximize return, you wouldn't have any assuming you have a good emergency fund and a good understanding that a market dip/recession is really just a discount to buy more. \n\nThe biggest risk for most people is not being invested aggressively enough to reach their goals (ie retirement) in time. \n\nIn general, bonds are used for shorter-term goals (where you can't afford long drawdowns and recoveries in equities) like I need money to buy a car in 3 years, or if you're super rich and your main goal is preserving capital.",
"label": "r/investing",
"dataType": "comment",
"communityName": "r/investing",
"datetime": "2024-05-23",
"username_encoded": "Z0FBQUFBQm5Lak1iXzI1YjM0RzZNUHcyMlRkYWJFcFc2U0w5Nk40NTRKZ09oYnF2THRPcTluSHgtUDU0WEx2d1RrUGt4Z3NETG05Qk9nTDh6WGxZMEU2b3p2eFpMbTkySElEYU82TXNBWEZRcUZfMjd1eDBOeDg9",
"url_encoded": "Z0FBQUFBQm5Lak9zVXFDcWtCX1dCMzc4dVQwZ1gzTFNfZDc0S29HOUwxU0ZNSklaZXpCQUs2MGprS2hVRVFaQWsycUJTQzNSRFU0X0N4QzdDX2cxVFNCUE9KRmg1aEo2cTRPcUNQMWc1ZWp6VVlJb1AxU1A3TVVia2g4dDJQbkRxRlFzOUNWRzhERnRKRThHeDlzdXRuU0d6Vko5aF9Gd1hNaU9kT3U0UFlnQVNPanhfdUZmeFRXS1pwenpBaVhUSVhzZ2JLc2NLU0tSZDVUczdzY3JPcG9PamFtN2ZwQXZHZz09"
}
Entry Information
- Entry ID: 65350
- Repository: Axioma AXP
- Dataset: arrmlet/reddit_dataset_36
- Total Entries: 100,000