Row 6258

Row ID: 6258 | Dataset Entry | Axioma AXP Content Repository

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Lets say I will be making $150k salary as an example. With my current/old employer, they had a 401k that I put 10% as percentage which would be 15k yearly. New employer is a smaller company that doesn't have a 401k. From my understanding income contributions for IRA don't apply when your company doesn't have a 401k. Is that correct?

It still seems like the max contribution is 7k for the IRA which means a lot of "lost" money not being contributed (8k). Where or how would I invest that? Am I going to take a "hit" by not having access to a proper 401k?

Any knowledge or advice would be great! I'm trying to use this as a gauge as just one piece of the puzzle in terms of whether I want to accept the position.

FieldValue
text Lets say I will be making $150k salary as an example. With my current/old employer, they had a 401k that I put 10% as percentage which would be 15k yearly. New employer is a smaller company that doesn't have a 401k. From my understanding income contributions for IRA don't apply when your company doesn't have a 401k. Is that correct? It still seems like the max contribution is 7k for the IRA which means a lot of "lost" money not being contributed (8k). Where or how would I invest that? Am I goin…
label r/investing
dataType post
communityName r/investing
datetime 2024-05-08
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url_encoded Z0FBQUFBQm5Lak9HRmtGWjE3QmV0bWNYc1JmNHh0WmhBaDR3eWpGcV9PeU5iMDltSkJOY21MUF9zVDRRSnk3TWRGM3hvTnFkWF9Tdnhvd0pCaDh1Z2lDamtEdEdrTnhsR0FPMnA4UWp1WnBYeENoelFUb2ozaVJzc1FXLWdKTlhYZm45MEJITDRxTVNVOHRaMGVQTWxLU3BqNXllM1dWdWVwZGVzcW1CZU4wbG4xVXVWQnQxbW05cXd3LVhHR044YnB5bFI2VHNsMnE2b19nbE8yVlkzZzVTWElHb1FzOVRsUT09

Raw Record

{
  "text": "Lets say I will be making $150k salary as an example. With my current/old employer, they had a 401k that I put 10% as percentage which would be 15k yearly. New employer is a smaller company that doesn't have a 401k. From my understanding income contributions for IRA don't apply when your company doesn't have a 401k. Is that correct?\n\nIt still seems like the max contribution is 7k for the IRA which means a lot of \"lost\" money not being contributed (8k). Where or how would I invest that? Am I going to take a \"hit\" by not having access to a proper 401k?\n\n  \nAny knowledge or advice would be great! I'm trying to use this as a gauge as just one piece of the puzzle in terms of whether I want to accept the position.",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-08",
  "username_encoded": "Z0FBQUFBQm5LakwybTMwaVNCSE04dlp3M0YydzU1QTVwMjVTNGtoakxVa0dLdVlqYWtNYlc3VGxPQ0J4WUVaNHVlSGdwWi00UWotSVE5bXFZU3Bwd1B1S0VKa01rQkxscHhMN3g5Y09FUEZLM3B6QWUyaHhFLVk9",
  "url_encoded": "Z0FBQUFBQm5Lak9HRmtGWjE3QmV0bWNYc1JmNHh0WmhBaDR3eWpGcV9PeU5iMDltSkJOY21MUF9zVDRRSnk3TWRGM3hvTnFkWF9Tdnhvd0pCaDh1Z2lDamtEdEdrTnhsR0FPMnA4UWp1WnBYeENoelFUb2ozaVJzc1FXLWdKTlhYZm45MEJITDRxTVNVOHRaMGVQTWxLU3BqNXllM1dWdWVwZGVzcW1CZU4wbG4xVXVWQnQxbW05cXd3LVhHR044YnB5bFI2VHNsMnE2b19nbE8yVlkzZzVTWElHb1FzOVRsUT09"
}
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