Row 5422
Content Data
This page contains data entry 5422 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.
I have 100,000 cash, and I want/need a house that costs $100,000 (for sake of argument its very close). Everyone says "Get a mortgage and put the rest in stocks to make money or whatever" instead of buying my house in cash. But if I can only get an interest rate of 7.5%, I would end up paying wayy more than 100,000 in cash in the long run, and I wouldn't make much more than 7.5% in the S&P especially after taxes. Am I crazy or does it seem to just make sense to buy it in cash? And then I can use whatever I'm not spending on interest payments to buy stocks or dogecoin? Edit; Yes I live in the middle of nowhere and this is a reasonable price for a house
| Field | Value |
|---|---|
| text | I have 100,000 cash, and I want/need a house that costs $100,000 (for sake of argument its very close). Everyone says "Get a mortgage and put the rest in stocks to make money or whatever" instead of buying my house in cash. But if I can only get an interest rate of 7.5%, I would end up paying wayy more than 100,000 in cash in the long run, and I wouldn't make much more than 7.5% in the S&P especially after taxes. Am I crazy or does it seem to just make sense to buy it in cash? And then I can use… |
| label | r/investing |
| dataType | post |
| communityName | r/investing |
| datetime | 2024-04-29 |
| username_encoded | Z0FBQUFBQm5LakwyTzBDSW9VaE90V1k3TVRpXzdudmg4MFhGQ3luOXhMVl83UEZGaFo4M3YzOHl5WFhyWGxETGk3ZGNwLUxCaDVGUWVsejBMdThkWHgwZUtZeVZqRzk4UXc9PQ== |
| url_encoded | Z0FBQUFBQm5Lak9GdUxHQVM0bllvazVvVE44RVJCLVdfQUtGUU9aaDdaSDFLanBMeDluVGJhY3JjWkNheU1Nck80cG1BNElyYVJSNFhOSTFUbF9vVHZ5U3Nfblo2b2xEc25CV2NPU0ZiV0JQWVN5Zno3VzRRSGd3b0ZNV0thNjIzUmlUMVBNUmd4YjhwTlZfcTBtT3RnTTdVd3RVZGtnTUZfUUJVRkVZUWRmWDJRN1ZrX2Y1Z0lteFdxaUladDZEeTYtaFFwS25aQTlC |
Raw Record
{
"text": "I have 100,000 cash, and I want/need a house that costs $100,000 (for sake of argument its very close). Everyone says \"Get a mortgage and put the rest in stocks to make money or whatever\" instead of buying my house in cash. But if I can only get an interest rate of 7.5%, I would end up paying wayy more than 100,000 in cash in the long run, and I wouldn't make much more than 7.5% in the S&P especially after taxes. Am I crazy or does it seem to just make sense to buy it in cash? And then I can use whatever I'm not spending on interest payments to buy stocks or dogecoin?\nEdit; Yes I live in the middle of nowhere and this is a reasonable price for a house",
"label": "r/investing",
"dataType": "post",
"communityName": "r/investing",
"datetime": "2024-04-29",
"username_encoded": "Z0FBQUFBQm5LakwyTzBDSW9VaE90V1k3TVRpXzdudmg4MFhGQ3luOXhMVl83UEZGaFo4M3YzOHl5WFhyWGxETGk3ZGNwLUxCaDVGUWVsejBMdThkWHgwZUtZeVZqRzk4UXc9PQ==",
"url_encoded": "Z0FBQUFBQm5Lak9GdUxHQVM0bllvazVvVE44RVJCLVdfQUtGUU9aaDdaSDFLanBMeDluVGJhY3JjWkNheU1Nck80cG1BNElyYVJSNFhOSTFUbF9vVHZ5U3Nfblo2b2xEc25CV2NPU0ZiV0JQWVN5Zno3VzRRSGd3b0ZNV0thNjIzUmlUMVBNUmd4YjhwTlZfcTBtT3RnTTdVd3RVZGtnTUZfUUJVRkVZUWRmWDJRN1ZrX2Y1Z0lteFdxaUladDZEeTYtaFFwS25aQTlC"
}
Entry Information
- Entry ID: 5422
- Repository: Axioma AXP
- Dataset: arrmlet/reddit_dataset_36
- Total Entries: 100,000