Row 52936

Row ID: 52936 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 52936 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

Totally agree that unrealized gains should be all one definition, the correct one being that a gain that isn't realized isn't a part of net worth or could be used as collateral in a loan.

However, if I'm not mistaken I think banks that take unrealized gains as collateral are just creating potential risk for themselves and if that unrealized gain becomes an unrealized loss, doesn't that just poke a hole in themselves and cause them to fail as a business? It's technically a private entity choosing to lend with their own criteria, but since the govt does provide the FDIC to all banks, they shouldn't be allowed to lend on a risk that could jeopardize taxpayer dollars because of poor lending practice

FieldValue
text Totally agree that unrealized gains should be all one definition, the correct one being that a gain that isn't realized isn't a part of net worth or could be used as collateral in a loan. However, if I'm not mistaken I think banks that take unrealized gains as collateral are just creating potential risk for themselves and if that unrealized gain becomes an unrealized loss, doesn't that just poke a hole in themselves and cause them to fail as a business? It's technically a private entity choosi…
label r/economics
dataType comment
communityName r/Economics
datetime 2024-05-22
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Raw Record

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  "text": "Totally agree that unrealized gains should be all one definition, the correct one being that a gain that isn't realized isn't a part of net worth or could be used as collateral in a loan. \n\nHowever, if I'm not mistaken I think banks that take unrealized gains as collateral are just creating potential risk for themselves and if that unrealized gain becomes an unrealized loss, doesn't that just poke a hole in themselves and cause them to fail as a business? It's technically a private entity choosing to lend with their own criteria, but since the govt does provide the FDIC to all banks, they shouldn't be allowed to lend on a risk that could jeopardize taxpayer dollars because of poor lending practice",
  "label": "r/economics",
  "dataType": "comment",
  "communityName": "r/Economics",
  "datetime": "2024-05-22",
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}
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