Row 49986

Row ID: 49986 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 49986 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

Others have touched on it, but your yearly return went down to .01 because it reset its calculation from the moment it rolled over. Your IRA only knows the returns of itself, not the returns from the 401k it came from. So, no need to worry there, you didn't lose any money or returns, it's just calculating your returns based on your new IRA from the starting point of when it was rolled over into it.

Regarding your choices, as another mentioned, do NOT do option B and withdraw it. You'll incur taxes and penalties for withdrawing before retirement age, AND if it's sitting in a savings account your money will lose purchasing power over time due to inflation. Keep your money invested, either in the current IRA, or rolling into your new company's 401k.

FieldValue
text Others have touched on it, but your yearly return went down to .01 because it reset its calculation from the moment it rolled over. Your IRA only knows the returns of itself, not the returns from the 401k it came from. So, no need to worry there, you didn't lose any money or returns, it's just calculating your returns based on your new IRA from the starting point of when it was rolled over into it. Regarding your choices, as another mentioned, do NOT do option B and withdraw it. You'll incur t…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-22
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url_encoded Z0FBQUFBQm5Lak9oel9KRFFGSFdCWDRxNEwtYVBPYjBfYVJKRlMwMl82V0t0ZFRTU0x5T2JCUGpXeWVub0JQV044a1QyQldIX2lUVlZ4eXRHRXpIRnh0RTdUYkllb0lZeTdoY0YyU3JlbmZRdUQyREVHcWJSWGZOTDRwM1RvVWZpLXpWWXdxM0lhendWU3VSQWd4WkZyaHU1c0NSSUM4bllrbzVYYUVyV0pJaGlkYnhXdTVFSDR4ZFlEa1Ruem1jZnItdVg2ejJiRV9OVktDOHBwUzY5X3RZbVFmZl9LanVtdz09

Raw Record

{
  "text": "Others have touched on it, but your yearly return went down to .01 because it reset its calculation from the moment it rolled over. Your IRA only knows the returns of itself, not the returns from the 401k it came from. So, no need to worry there, you didn't lose any money or returns, it's just calculating your returns based on your new IRA from the starting point of when it was rolled over into it. \n\nRegarding your choices, as another mentioned, do NOT do option B and withdraw it. You'll incur taxes and penalties for withdrawing before retirement age, AND if it's sitting in a savings account your money will lose purchasing power over time due to inflation. Keep your money invested, either in the current IRA, or rolling into your new company's 401k.",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-22",
  "username_encoded": "Z0FBQUFBQm5Lak1TeTNXS0hDalJJM25PaWU3TEdXcHd2Mjc4VTFjN3AtdzlXTWtDSDYxYlRhY19BT0pkLThuMUNaZTEzN1FLNVE0YlNJT0p3cEpnV2ZnT2hyWm8xOHB1enlEREt6MldkX0FJRVVBdXdVYkRFRzQ9",
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}
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