Row 31944

Row ID: 31944 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 31944 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

eh. OP is the one confused. He is comparing an annualized return to a total return. That is why gains on savings don't equal gains on Apple in this case.

Both are compounding, you are just receiving that additional value in a different vehicle. The only difference is in one case, the bank is setting the rate while market participants decide the other one through their actions.

In OP's example, the total gain on savings acct at 10% apy is actually 21%. Apple's actual annualized growth rate is 9.5% in order to get the 20% total return OP references.

FieldValue
text eh. OP is the one confused. He is comparing an annualized return to a total return. That is why gains on savings don't equal gains on Apple in this case. Both are compounding, you are just receiving that additional value in a different vehicle. The only difference is in one case, the bank is setting the rate while market participants decide the other one through their actions. In OP's example, the total gain on savings acct at 10% apy is actually 21%. Apple's actual annualized growth rate is…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-21
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Raw Record

{
  "text": "eh. OP is the one confused.  He is comparing an annualized return to a total return. That is why gains on savings don't equal gains on Apple in this case.\n\nBoth are compounding, you are just receiving that additional value in a different vehicle. The only difference is in one case, the bank is setting the rate while market participants decide the other one through their actions.\n\nIn OP's example, the total gain on savings acct at 10% apy is actually 21%.  Apple's actual annualized growth rate is 9.5% in order to get the 20% total return OP references.",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-21",
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}
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