Row 29303

Row ID: 29303 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 29303 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

That all makes sense, I follow what you’re saying. But I think its important *how* the loan is paid back.

If it is paid with money in the bank already, particularly in a lump sum, then I follow your logic in it being a wash. Money is fungible.

But if it is paid over time with payroll deductions, as is typical, then I don’t believe it functions the same.

Search: [“Are 401k loans paid back with post-tax dollars”](https://www.google.com/search?q=are+401k.loans+paid+back+with+post+tax+dollars&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari)

Again, I follow your logic, but I have a hard time finding any sources that agree, and I think that’s because of the nature of which the loan typically gets paid back - via after-tax payroll deductions

FieldValue
text That all makes sense, I follow what you’re saying. But I think its important *how* the loan is paid back. If it is paid with money in the bank already, particularly in a lump sum, then I follow your logic in it being a wash. Money is fungible. But if it is paid over time with payroll deductions, as is typical, then I don’t believe it functions the same. Search: [“Are 401k loans paid back with post-tax dollars”](https://www.google.com/search?q=are+401k.loans+paid+back+with+post+tax+dollars&i…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-21
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url_encoded Z0FBQUFBQm5Lak9VWHk1YVRZelJKeE9sU1dwbjQwU2U3SHd1UHg0NXY1V2pOMU8wZ3F5cHZzRWVzUFhrb3VvZEJTQUtkbkttOUJhbDlCcXl6UF90VkRQT29qTVFqUXRhS1Z4bGlDZ0VNMHVLV2VEUm1DX1hxZEFrTWoydWlvUFhSMVJZM2hRNEdyaEY0Y1VlOV9WRERzLVZFZVpOOFhFdkNaYXdhRlNjdExBdGk5QWt1cFhWSHltc3RhX2ZEa05PYWpBY3Z3TTlRMzl5dHRlQ1d0RzZfdlRrUzVCY2RGUWxpdz09

Raw Record

{
  "text": "That all makes sense, I follow what you’re saying. But I think its important *how* the loan is paid back. \n\nIf it is paid with money in the bank already, particularly in a lump sum, then I follow your logic in it being a wash. Money is fungible. \n\nBut if it is paid over time with payroll deductions, as is typical, then I don’t believe it functions the same.\n\nSearch: [“Are 401k loans paid back with post-tax dollars”](https://www.google.com/search?q=are+401k.loans+paid+back+with+post+tax+dollars&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari)\n\nAgain, I follow your logic, but I have a hard time finding any sources that agree, and I think that’s because of the nature of which the loan typically gets paid back - via after-tax payroll deductions",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-21",
  "username_encoded": "Z0FBQUFBQm5Lak1GUElZclZiN0lsTEhVNEVBMHVZbnBWc0NqOVRfQUtua1YzNzRQdW00dlNqY2ZfZzA5NF9LMFNJYnVMYXN2cElLY1pKbnJHOU1RR3dLWTFmZzRiRkpneGc9PQ==",
  "url_encoded": "Z0FBQUFBQm5Lak9VWHk1YVRZelJKeE9sU1dwbjQwU2U3SHd1UHg0NXY1V2pOMU8wZ3F5cHZzRWVzUFhrb3VvZEJTQUtkbkttOUJhbDlCcXl6UF90VkRQT29qTVFqUXRhS1Z4bGlDZ0VNMHVLV2VEUm1DX1hxZEFrTWoydWlvUFhSMVJZM2hRNEdyaEY0Y1VlOV9WRERzLVZFZVpOOFhFdkNaYXdhRlNjdExBdGk5QWt1cFhWSHltc3RhX2ZEa05PYWpBY3Z3TTlRMzl5dHRlQ1d0RzZfdlRrUzVCY2RGUWxpdz09"
}
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