Row 22579

Row ID: 22579 | Dataset Entry | Axioma AXP Content Repository

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option 1 as someone said, would be equivalent to having $333.6K of investment. This allows you to withdraw your fund conservatively (4%)

per the investor.gov's compound interest calculator

option 2 would provide you 184K and 464K, assuming 6% and 9% compound interest rate, respectively. 6% is a bit conservative, 9% I think is a bit aggressive considering you might pull back to conservative vehicle as you get older.

option 3 would provide you 158K and 291K, assuming 6% and 9% compound interest rate. respectively.

Given these, looks like option 3 is not as appealing as option 2.

comparing option 1 and option 2, it would depend on how you think the lump sum investment would perform over the years. If you get somewhere in between in option 2, it already is better than option 1 because not only you can manage the monthly income, but you also have the actual money.

If I were in your shoes, I would take the lump sum. (assuming tax treatment are the same across all choices)

FieldValue
text option 1 as someone said, would be equivalent to having $333.6K of investment. This allows you to withdraw your fund conservatively (4%) per the investor.gov's compound interest calculator option 2 would provide you 184K and 464K, assuming 6% and 9% compound interest rate, respectively. 6% is a bit conservative, 9% I think is a bit aggressive considering you might pull back to conservative vehicle as you get older. option 3 would provide you 158K and 291K, assuming 6% and 9% compound interes…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-21
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url_encoded Z0FBQUFBQm5Lak9RS2RlbTRCazVZODFWWGdveEVUN2trTDRPTmFYQXNTUzk2dkZXbHlSSW9TNGNsakZJajVuR3VVNHN5bWFPeHpCejRIRi1OeXlQSy1iUkN3V3p2R0NPOG5obEVJUGh0OGM3NWN4MTBMVjVfMlNSNG4wRlp3MXh0RFFLaUNHa0kyU3VhY1N6bTBmYmRReTJFZi1JYzVZODA4ZGZuRUZQRkNOa05wZFphYk5rdm9qV0ZaYmZ3Q0Zwa2M3UzM0SURBM0haeWpEREs5NTNRTmtlVGI1X0MyN2xRZz09

Raw Record

{
  "text": "option 1 as someone said, would be equivalent to having $333.6K of investment. This allows you to withdraw your fund conservatively (4%)\n\nper the investor.gov's compound interest calculator\n\noption 2 would provide you 184K and 464K, assuming 6% and 9% compound interest rate, respectively. 6% is a bit conservative, 9% I think is a bit aggressive considering you might pull back to conservative vehicle as you get older. \n\noption 3 would provide you 158K and 291K, assuming 6% and 9% compound interest rate. respectively. \n\nGiven these, looks like option 3 is not as appealing as option 2. \n\ncomparing option 1 and option 2, it would depend on how you think the lump sum investment would perform over the years. If you get somewhere in between in option 2, it already is better than option 1 because not only you can manage the monthly income, but you also have the actual money. \n\nIf I were in your shoes, I would take the lump sum. (assuming tax treatment are the same across all choices)",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-21",
  "username_encoded": "Z0FBQUFBQm5Lak1Bcm1MVThENlgtbmVVd0pxb2tCcHNHSWttMU93Rkh1OEtFcDUzZ2M3VExTclQ2bXBBQWhCUjl5dHR4NUZHTUhmMmNHUXdFWW5lQUNXejU2bE9OOFBCYXc9PQ==",
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}
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