Row 19210

Row ID: 19210 | Dataset Entry | Axioma AXP Content Repository

Content Data

This page contains data entry 19210 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

I would take the money now and invest it.

Simple math, assuming you pull 13,344 a year starting in 2057 (age 65) and the lump sum would grow to 457,918 at a 9% real rate of return in the intervening time period. (Using 9% real rate because I’m assuming the 13,344 is not inflation/cost of living adjusted)

You could then pull out that 13,344 indefinitely and still keep your 457k with a low 3% RoR.

It also leaves you with a ton of options (emergency fund, college fund, etc) that you could earmark it for and invest it to tax shelter it as well that you can’t do with the pension.

FieldValue
text I would take the money now and invest it. Simple math, assuming you pull 13,344 a year starting in 2057 (age 65) and the lump sum would grow to 457,918 at a 9% real rate of return in the intervening time period. (Using 9% real rate because I’m assuming the 13,344 is not inflation/cost of living adjusted) You could then pull out that 13,344 indefinitely and still keep your 457k with a low 3% RoR. It also leaves you with a ton of options (emergency fund, college fund, etc) that you could earm…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-21
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url_encoded Z0FBQUFBQm5Lak9Pa2VBZmlhdHlIdGljLXh4eUQyaC1feGUwN1Q0X1hmeUdWTm5sNWJySWN6TjBNY0tGeHEyLUlEWU9GcS12TzByMU9DY0Rqdl9Ianl2MGdtWHZqU3I0SlgyWUxxLUNjbWxGLXRibDJndnVtcmJmQXpzcnRxRU5MczNNTWs4dUxjSzFyOVd1RHZOSDY1bDNaVGQ1QjRfc1lYcU1UQTl1Uy1GWkhVNUZfV1hIRWhhTk9WUDF2ZGxBQm5aRUxwejJQSW1URTBMQ1FuNEVQM1Ztd3d5ZUxWUTBnQT09

Raw Record

{
  "text": "I would take the money now and invest it. \n\nSimple math, assuming you pull 13,344 a year starting in 2057 (age 65) and the lump sum would grow to 457,918 at a 9% real rate of return in the intervening time period. (Using 9% real rate because I’m assuming the 13,344 is not inflation/cost of living adjusted)\n\nYou could then pull out that 13,344 indefinitely and still keep your 457k with a low 3% RoR. \n\nIt also leaves you with a ton of options (emergency fund, college fund, etc) that you could earmark it for and invest it to tax shelter it as well that you can’t do with the pension.",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-21",
  "username_encoded": "Z0FBQUFBQm5LakxfbUtUb1A1NEhoTlNxUWhna1hwbzhlbjlldmdLTndCYUYxRUgycnNkZlhCSF9US2NtcXFXemNYdXJORjFrWDBJYnNJZGo4TTljRVAxUjVTR0lWXzlBR1E9PQ==",
  "url_encoded": "Z0FBQUFBQm5Lak9Pa2VBZmlhdHlIdGljLXh4eUQyaC1feGUwN1Q0X1hmeUdWTm5sNWJySWN6TjBNY0tGeHEyLUlEWU9GcS12TzByMU9DY0Rqdl9Ianl2MGdtWHZqU3I0SlgyWUxxLUNjbWxGLXRibDJndnVtcmJmQXpzcnRxRU5MczNNTWs4dUxjSzFyOVd1RHZOSDY1bDNaVGQ1QjRfc1lYcU1UQTl1Uy1GWkhVNUZfV1hIRWhhTk9WUDF2ZGxBQm5aRUxwejJQSW1URTBMQ1FuNEVQM1Ztd3d5ZUxWUTBnQT09"
}
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