Row 18662

Row ID: 18662 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 18662 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

Hi all,

I received a package in the mail from my former employer and looking for advice on the options given.

For context: 32 years old, ~150k in 401k, no major debt (house and one vehicle financed), 225k combined yearly income with spouse. New employer has 401k and stock plan which I will be maxing out contributions to.

Former employer is offering:

1) original pension value of $1112 per month starting at age 65 2) immediate lump sum payment of $26,651 3) single life annuity of $135.24 per month for life 4) 50% joint and survivor annuity of $132.99 per month for life and $66.50 per month for spouses life 5) “ “ except 75% and 131.89 for life and $98.92 for spouses life

Looking for what makes the most sense - I am not super familiar with IRAs and the like. We do have our first baby due in September if that changes any advice!

FieldValue
text Hi all, I received a package in the mail from my former employer and looking for advice on the options given. For context: 32 years old, ~150k in 401k, no major debt (house and one vehicle financed), 225k combined yearly income with spouse. New employer has 401k and stock plan which I will be maxing out contributions to. Former employer is offering: 1) original pension value of $1112 per month starting at age 65 2) immediate lump sum payment of $26,651 3) single life annuity of $135.24 per m…
label r/investing
dataType post
communityName r/investing
datetime 2024-05-21
username_encoded Z0FBQUFBQm5LakwtRm52cUdkdUNDbUd1WkNFRnZQZGpSYWI3ZWNmM0MxeDZKTHkydVVhNTBGQTlaRUxXSG9oQlM4VFQwUEhBc1NXQ2o3ZS1pQXFGeHd0SDZ2VXdiQW1NMGc9PQ==
url_encoded Z0FBQUFBQm5Lak9ORlhld1kzNW4zeUZ2TGNDRkhhZG5sSlNUNnNfaFlKV3V5VVdmZlE2TGtnUTNJVk5kaGlWeUZmeHBaUXMyQnFtZ1FjcGFvbUZ4R2I2ZVh0Y1JZSUcyUmF6ekhQTHRvQ3NSUVhyaHhQYjVsbDBxN3k2WkdyTzlRbUJTN21DVGZqcURMcnNNdDM1dUhhQTQzdkt2NTZYaEJiLXhwcHBZOVpYOGJWQVNyQmdqX0dzOGZTeXRYcVVVYXZYbkdQa0k0LVBsSG9MMHh3ZEwyZUVTWjF6N25qZ19uUT09

Raw Record

{
  "text": "\nHi all,\n\nI received a package in the mail from my former employer and looking for advice on the options given.\n\nFor context: 32 years old, ~150k in 401k, no major debt (house and one vehicle financed), 225k combined yearly income with spouse. New employer has 401k and stock plan which I will be maxing out contributions to.\n\nFormer employer is offering:\n\n1) original pension value of $1112 per month starting at age 65\n2) immediate lump sum payment of $26,651\n3) single life annuity of $135.24 per month for life\n4) 50% joint and survivor annuity of $132.99 per month for life and $66.50 per month for spouses life\n5) “ “ except 75% and 131.89 for life and $98.92 for spouses life \n\nLooking for what makes the most sense - I am not super familiar with IRAs and the like. We do have our first baby due in September if that changes any advice! ",
  "label": "r/investing",
  "dataType": "post",
  "communityName": "r/investing",
  "datetime": "2024-05-21",
  "username_encoded": "Z0FBQUFBQm5LakwtRm52cUdkdUNDbUd1WkNFRnZQZGpSYWI3ZWNmM0MxeDZKTHkydVVhNTBGQTlaRUxXSG9oQlM4VFQwUEhBc1NXQ2o3ZS1pQXFGeHd0SDZ2VXdiQW1NMGc9PQ==",
  "url_encoded": "Z0FBQUFBQm5Lak9ORlhld1kzNW4zeUZ2TGNDRkhhZG5sSlNUNnNfaFlKV3V5VVdmZlE2TGtnUTNJVk5kaGlWeUZmeHBaUXMyQnFtZ1FjcGFvbUZ4R2I2ZVh0Y1JZSUcyUmF6ekhQTHRvQ3NSUVhyaHhQYjVsbDBxN3k2WkdyTzlRbUJTN21DVGZqcURMcnNNdDM1dUhhQTQzdkt2NTZYaEJiLXhwcHBZOVpYOGJWQVNyQmdqX0dzOGZTeXRYcVVVYXZYbkdQa0k0LVBsSG9MMHh3ZEwyZUVTWjF6N25qZ19uUT09"
}

Entry Information