Row 11112

Row ID: 11112 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 11112 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

Thank you! You raise a good point about weighing the savings. I just spent the past hour crunching numbers in excel. Based on what I have, it looks that if I were to pay off the car now, with all things considered (money saved from no payment, interest on the hysa, monthly deposits, etc) I Should save $1,325 more than I otherwise would by just paying the loan through Feb. 2028. And in September 2027 I would begin to see positive savings compared to paying the loan moth by month.

Assuming I were to buy a house prior to the maturation of the car loan in 2028, would it be advantageous to pay the keep paying on the loan and use the balance towards a down payment? (Really sorry if I articulated any of this info poorly, my brain is in a million places right now!)

Thanks again!

FieldValue
text Thank you! You raise a good point about weighing the savings. I just spent the past hour crunching numbers in excel. Based on what I have, it looks that if I were to pay off the car now, with all things considered (money saved from no payment, interest on the hysa, monthly deposits, etc) I Should save $1,325 more than I otherwise would by just paying the loan through Feb. 2028. And in September 2027 I would begin to see positive savings compared to paying the loan moth by month. Assuming I we…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-20
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Raw Record

{
  "text": "Thank you! You raise a good point about weighing the savings. I just spent the past hour crunching numbers in excel. Based on what I have, it looks that if I were to pay off the car now, with all things considered (money saved from no payment, interest on the hysa, monthly deposits, etc) I Should save $1,325 more than I otherwise would by just paying the loan through Feb. 2028. And in September 2027 I would begin to see positive savings compared to paying the loan moth by month. \n\n\nAssuming I were to buy a house prior to the maturation of the car loan in 2028, would it be advantageous to pay the keep paying on the loan and use the balance towards a down payment? (Really sorry if I articulated any of this info poorly, my brain is in a million places right now!)\n\nThanks again!",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-20",
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