Row 10098

Row ID: 10098 | Dataset Entry | Axioma AXP Content Repository

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This page contains data entry 10098 from the Axioma AXP content repository. The structured data below represents the complete record for this entry.

30yo with a Roth IRA through Fidelity. I set the auto investments years ago so hoping for some guidance/advice.

Current funds owned include FXAIX (56% of balance), FSKAX (18%), and FSMDX and FSSNX (both 13%). I feel like I should sell everything and make things easy by doing an 80/20 split into FZROX and FZILX - is there anything I’m missing by selling all right away and doing this approach?

Also, is the 1x salary in retirement by 30 still the goal? I feel like I’m behind but total Roth IRA/401k balance is about 120% of current salary. Hoping to continue maxing out the Roth annually and contributing 12% (with add’l 6% employer match) into 401k. Right now I’m splitting my 12% into 7% Roth and 5% traditional but maybe that should get tweaked too.

Thanks!

FieldValue
text 30yo with a Roth IRA through Fidelity. I set the auto investments years ago so hoping for some guidance/advice. Current funds owned include FXAIX (56% of balance), FSKAX (18%), and FSMDX and FSSNX (both 13%). I feel like I should sell everything and make things easy by doing an 80/20 split into FZROX and FZILX - is there anything I’m missing by selling all right away and doing this approach? Also, is the 1x salary in retirement by 30 still the goal? I feel like I’m behind but total Roth IRA/4…
label r/investing
dataType comment
communityName r/investing
datetime 2024-05-20
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url_encoded Z0FBQUFBQm5Lak9JdTE4YjRacGNuUEZKMkVSS2ktQU9EV29sTWo3ZG1wMTRiRUdhTGVwWmtPU0p1cFFnUEt5OS0xdW5Bem1NazZSVExYaEFfcFg5eGpqc0doNzZQN0VhaUF0MjdDM3lGYy1GMVRzMU5FY2ROd3FPaUM5Q1RIOTAtUlA1YWNnT1EzS3ltdlV3T05xTlRnNFBNM3J2MnpLRU9TZEFfcmdxQ2dqbUhESDNmdnVEd3U3STdZejBKRnZJenZud2J1ZjFlYnB5alYtajVvNTQ3NnRXRXlDZ2J6bnRmZz09

Raw Record

{
  "text": "30yo with a Roth IRA through Fidelity. I set the auto investments years ago so hoping for some guidance/advice. \n\nCurrent funds owned include FXAIX (56% of balance), FSKAX (18%), and FSMDX and FSSNX (both 13%). I feel like I should sell everything and make things easy by doing an 80/20 split into FZROX and FZILX - is there anything I’m missing by selling all right away and doing this approach?\n\nAlso, is the 1x salary in retirement by 30 still the goal? I feel like I’m behind but total Roth IRA/401k balance is about 120% of current salary. Hoping to continue maxing out the Roth annually and contributing 12% (with add’l 6% employer match) into 401k. Right now I’m splitting my 12% into 7% Roth and 5% traditional but maybe that should get tweaked too. \n\nThanks!",
  "label": "r/investing",
  "dataType": "comment",
  "communityName": "r/investing",
  "datetime": "2024-05-20",
  "username_encoded": "Z0FBQUFBQm5Lakw1cUtKdUx6dkNZVjJNTXF3b0RHRmZFdVJmQlhTcGVENDk4X0pRa3NRVE1TN21UQmdYVlBZSmZ3YV9NNVRzZTI1emptQ05uSG9QN2RHSjBIWUVuZVJrQXc9PQ==",
  "url_encoded": "Z0FBQUFBQm5Lak9JdTE4YjRacGNuUEZKMkVSS2ktQU9EV29sTWo3ZG1wMTRiRUdhTGVwWmtPU0p1cFFnUEt5OS0xdW5Bem1NazZSVExYaEFfcFg5eGpqc0doNzZQN0VhaUF0MjdDM3lGYy1GMVRzMU5FY2ROd3FPaUM5Q1RIOTAtUlA1YWNnT1EzS3ltdlV3T05xTlRnNFBNM3J2MnpLRU9TZEFfcmdxQ2dqbUhESDNmdnVEd3U3STdZejBKRnZJenZud2J1ZjFlYnB5alYtajVvNTQ3NnRXRXlDZ2J6bnRmZz09"
}
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